Local Expertise. Personalized Protection. Real Peace of Mind
Why Best Buy Insurance Is the Right Choice
At Best Buy Insurance, we combine local market knowledge with tailored insurance solutions to help protect individuals and businesses across Ontario. From everyday exposures to complex commercial risks, we support you through the insurance process—from coverage discussions to ongoing service.
Personalized Local Service
Our Ontario-based team understands common local exposures and insurance considerations. Whether it’s general liability or personal coverage, we take time to understand your needs and help arrange suitable insurance solutions.
Comprehensive Coverage Options
From commercial general liability (CGL) and business insurance to personal and specialty coverage, we offer access to a wide range of insurance products—structured to support your needs as they change.
Knowledgeable Guidance & Transparent Support
We focus on understanding your business or lifestyle before discussing coverage options—so recommendations are aligned to your risk profile, not one-size-fits-all.
Local Expertise in Commercial Business Insurance – Ontario
About Best Buy Insurance – Ontario
Best Buy Insurance provides commercial business insurance solutions to businesses in surrounding areas. As part of Best Buy Insurance Brokers Ltd., a licensed Ontario insurance brokerage serving businesses since 1946, we help local companies prepare for the unexpected.
Commercial insurance clients work with Varjodh Virk, who supports commercial account development and ongoing service as part of the Best Buy Insurance team. Our approach is hands-on and consultative—focused on understanding your operations, risks, and long-term goals to help arrange appropriate insurance coverage.
Why Ontario Businesses Choose Best Buy Insurance
Established Ontario Brokerage – Serving businesses since 1946
Local Commercial Focus – Supporting Ontario-area businesses
Customized Coverage Solutions – Aligned with your industry and risk profile
Ongoing Service Support – From policy placement to claims assistance
Disclosure: Insurance products are offered through Best Buy Insurance Brokers Ltd., a licensed insurance brokerage in Ontario. Coverage is arranged by appropriately licensed individuals in accordance with regulatory requirements.
Insurance Made Simple
Serving Ontario with Trusted Insurance Solutions
Beauty Services Insurance
As a beauty professional in Ontario—a salon owner, esthetician, hair stylist, or spa operator—you face daily risks like client injuries or product reactions. To protect your business from costly claims, Beauty Services Insurance from Best Buy Insurance offers customized, vital solutions. This salon insurance in Ontario, gives you peace of mind, so you can focus on your clients. We provide customized insurance solutions to specifically protect your services, professional reputation, and income.
Commercial General Liability – Protection against client injuries and property damage
Professional Liability (E&O) – Coverage for service-related errors or negligence claims
Product Liability Insurance – Protection if beauty products cause reactions or injuries
Commercial Property Insurance – Coverage for salon equipment, tools, and furnishings
Spa & Esthetician Coverage – Tailored protection for esthetician insurance in Ontario, hair stylists, and spa businesses
Construction projects in Ontario involve significant investment and exposure to unexpected risks. Builder’s risk insurance in Ontario, or course of construction insurance, protects your buildings, materials, and equipment while under development. At Best Buy Insurance, we provide comprehensive construction insurance in Ontario, designed to safeguard your project from start to completion. Get a Quote Today! Protect your construction project.
Property Under Construction Coverage – Protection for structures being built or renovated
Materials & Equipment Insurance – Coverage for on-site and in-transit construction materials
Course of Construction Insurance – Financial protection throughout the entire build phase
Weather, Fire & Theft Protection – Coverage for common construction-related risks
Flexible Policy Options – Tailored solutions for residential and commercial projects in Ontario
Business Package Insurance in Ontario, is the smart, cost-effective way to protect your business. This commercial insurance bundle in Ontario, combines liability and property coverage into one flexible business owner policy in Ontario. Perfect for retail, office, and service-based companies, our small business insurance packages in Ontario provide extensive protection while simplifying policy management.
General Liability Insurance – Covers third-party injury and property damage claims
Commercial Property Coverage – Protects buildings, equipment, and inventory
Business Owner Policy (BOP) – Bundled coverage tailored for small businesses
Business Interruption Protection – Helps replace lost income after covered events
Custom Coverage Options – Add protection based on industry-specific risks
Cost-Effective Bundling – One policy, lower premiums, easier management
Businesses and owner-operators in Ontario rely on vehicles to keep operations moving. Commercial auto insurance in Ontario, including non-trucking liability insurance, provides essential protection when vehicles are used for business purposes but not under dispatch. Designed for independent drivers and fleets, owner operator insurance in Ontario, helps protect against liability, vehicle damage, and unexpected losses, ensuring your commercial vehicle insurance in Ontario keeps your business compliant and secure.
Non-Trucking Liability Insurance – Coverage when vehicles are used off-dispatch
Commercial Auto Liability – Protection against third-party injury and property damage
Owner Operator Insurance – Coverage tailored for independent drivers
Collision Coverage – Repairs or replacement after an accident
Comprehensive Coverage – Protection from theft, fire, vandalism, and weather damage
Fleet Insurance Options – Coverage for multiple business vehicles
Custom Policy Limits – Flexible coverage based on business needs
Financial losses from employee theft or business fraud can happen quietly—and often go unnoticed until serious damage is done. Businesses in Ontario face increasing risks from internal dishonesty, forgery, and unauthorized fund transfers. Commercial crime insurance solutions by Best Buy in Ontario provides essential protection against these threats, helping companies recover from financial loss. With our adapted business fraud insurance services you can safeguard your operations, assets, and long-term stability.
Employee Theft Insurance – Covers losses caused by dishonest employees
Business Fraud Insurance – Protection against forgery and financial manipulation
Crime Coverage for Businesses – Shields against internal and external financial crime
Funds Transfer Fraud Coverage – Protection from unauthorized electronic payments
Money & Securities Insurance – Covers theft during storage or transit
Custom Crime Policies – Coverage designed around your business risks
Even the most careful businesses can face unexpected claims—from customer injuries to accidental property damage or advertising disputes. Without proper protection, these incidents can lead to costly lawsuits and financial strain. Commercial General Liability insurance helps protect your business from third-party claims, legal expenses, and settlement costs. This essential coverage allows businesses across Ontario to operate with confidence, knowing they are protected against everyday risks.
Bodily Injury Coverage – Protection if a customer or visitor is injured
Property Damage Liability – Covers accidental damage to third-party property
Personal & Advertising Injury – Protection against libel, slander, or defamation claims
Tenant’s Legal Liability – Coverage for accidental damage to leased premises
Legal Defense Costs – Covers legal fees, settlements, and judgments
Flexible Coverage Limits – Tailored protection based on your business size and risk
Every business uses buildings, equipment and inventory to run their operations. In Ontario, Best Buy offers commercial property Insurance. This insurance helps small and large businesses of all sizes. This insurance policy helps protect and safeguard your business from property damage, loss of income, and other unexpected problems.
Building Coverage – Your business building protection is in our hands, whether you own or rent it, including offices, warehouses, and stores.
Business Personal Property – Best Buy provides security for your equipment, furniture, and inventory, whether at your business location or temporarily elsewhere.
Equipment Breakdown – Business machines and electrical systems can suddenly break, so we help pay for repairs or replacements.
Business Interruption – We help replace lost income and cover extra costs when your business must stop operating due to damage.
Flood and Natural Disaster Coverage – Our company protects your business from floods, storms, and other natural events common in Ontario.
Additional Coverage Options – Extra protection such as sewer backup, debris removal, and coverage for important documents.
Custom Policy Limits – Coverage amounts that can be adjusted to match your business needs.
Businesses and organizations depend on their leaders to make important decisions. Directors & Officers (D&O) insurance protects business owners, directors, and managers when they are sued because of decisions they make at work. Best Buy insurance helps small businesses, nonprofits, and large companies operate with confidence. We helps in the personal savings and pays legal costs and leaders can be run the organisation with confidence
Personal Asset Protection – Best Buy protects your personal savings and property if a director or officer is sued.
Employment Practices Claims – Covers issues such as wrongful termination, discrimination, or harassment.
Breach of Duty – Provides protection if leaders are accused of not acting in the company’s best interests.
Poor Management Decisions – Covers claims related to mistakes or negligence in managing the business.
Financial Misrepresentation – Protects against claims involving incorrect or misleading financial information.
Best Buy Insurance relies on digital systems to manage operations, store data and serve customers. Cyber liability insurance in Ontario offers the essential protection in case of financial losses occurring by data breaches, cyberattacks, and network security failures. This Insurance designed for small businesses and large organizations alike cyber insurance, ON helps protect sensitive data, manage legal liabilities, and get better quickly from cyber incidents, ensuring your business remains secure and compliant.
Data Breach Response – Insurance coverage for costs related to data breaches, including customer notification, credit monitoring, and forensic investigations.
Cyber Extortion – Protection against ransomware attacks and cyber extortion demands.
Network Security Liability – Coverage for claims arising from unauthorized access, data theft, or system failures.
Business Interruption – Compensation for lost income caused by cyber-related system downtime.
Data Recovery Costs – Coverage for restoring lost, damaged, or corrupted data after a cyber incident.
Regulatory Defense and Fines – Protection against legal defense costs and penalties related to privacy law violations.
Custom Policy Limits – Flexible coverage options tailored to your business’s cyber risk exposure.
When you are provided professional services or advice its always comes with risk. Even small mistakes can lead to costly legal claims. Professional Liability Insurance in Ontario, also known as Errors & Omissions (E&O), protects your business when a client claims your work caused them financial loss. At Best Buy Insurance, we provide tailored professional liability coverage in Ontario to protect your business and give you peace of mind.
Professional Negligence Coverage – Best Buy offers protection if clients claim your advice or services caused them a financial loss.
Errors & Omissions Insurance – Coverage for mistakes, oversights, or missed details in your professional services.
Legal Defense Cost Coverage – Helps pay for lawyer fees, court costs, and settlement expenses.
Breach of Contract Protection – Coverage if you are accused of failing to meet the terms of a service agreement.
Misrepresentation Coverage – Protection against claims involving misleading advice or inaccurate information.
Flexible Policy Options – Coverage can be customized based on your profession and business requirements.
Organizing an event should be thrilling —not stressful. Accidents, injuries, or property damage can happen any time at any event, big or small. Event liability insurance in Ontario helps protect you from misshapen claims and expenses while hosting weddings, corporate events, parties, or community gatherings. Best Buy Insurance offers reliable event insurance solutions in Ontario, so you can focus on enjoying your event with confidence.
General Liability Coverage – Protection against guest injuries or third-party property damage during your event.
Venue Damage Protection – Insurance coverage for accidental damage to rented halls or event spaces.
Liquor Liability Insurance – Coverage for alcohol-related incidents when drinks are served at your event.
Third-Party Injury Coverage – Protection against claims from guests, vendors, or event staff.
Tenant’s Legal Liability – Coverage for damage to rented event property caused by you or your guests.
Flexible Event Insurance Plans – Coverage can be customized based on your event size, type, and specific needs.
Fitness and yoga professionals in Ontario dedicate work hard to help clients stay healthy and well-being—but injuries, accidents, or unexpected problems can happen. Fitness & Yoga Insurance in Ontario offers protection for instructors, personal trainers, studio owners, and wellness professionals from financial losses. At Best Buy Insurance, we give you customized insurance solutions so you can focus on your clients with confidence.
Commercial General Liability Insurance – Covers client injuries or third-party property damage that may occur during workouts, classes, or training sessions.
Professional Liability Insurance – Provides protection if a client claims your training, guidance, or instructions caused an injury.
Studio & Equipment Coverage – Covers fitness equipment, yoga mats, furniture, and studio space against accidental damage during sessions.
Product Liability Insurance – Protection in case products you sell cause injury or harm to a client.
Cyber Liability Insurance – Covers data breaches and risks related to digital client information.
Business Interruption Coverage – Helps replace lost income if your studio must temporarily close due to a covered event.
Flexible Insurance Plans – Coverage tailored for instructors, trainers, and studio owners across Ontario.
Most businesses that depend on multiple vehicles face daily risks on the road. Our Fleet insurance offers the protection of the company owner cars, vans, trucks and other commercial vehicles under one single policy. At Best Buy Insurance, provide flexible insurance for local Businesses to help reduce costs, easily manage, and keep your operations moving safely.
Third-Party Liability Coverage – Provides protection if injury or property damage is caused to others by your vehicles.
Collision & Comprehensive Coverage – Covers vehicle damage from accidents, theft, fire, vandalism, or other covered incidents.
Accident Benefits Coverage – Helps cover medical expenses and income replacement for drivers and passengers.
Uninsured Motorist Protection – Coverage if your vehicle is hit by an uninsured or hit-and-run driver.
Single Policy Management – One policy covering all vehicles, making renewals and policy changes easier.
Custom Fleet Insurance Plans – Coverage designed according to your business size, vehicle usage, and risk profile.
Health plays an important role in our life, and taking the right insurance makes it easy to manage both medical and wellness expenses. Health and wellness insurance in Ontario offers cover services not included under OHIP, allowing access to important care and protective treatments with confidence. Best Buy Insurance provides flexible health insurance solutions designed to help your long-term well-being.
Extended Health Coverage – Helps cover prescription medications and ongoing treatments to reduce out-of-pocket healthcare costs.
Dental Care Insurance – Includes routine exams, cleanings, fillings, and major dental procedures to support oral health.
Vision Care Coverage – Covers eye exams, glasses, and contact lenses to help maintain eye health.
Mental Health Support – Provides access to counseling, therapy, and stress management services.
Paramedical Services – Includes physiotherapy, massage therapy, chiropractic care, and acupuncture for overall wellness.
Family & Individual Plans – Custom coverage options designed for individuals, families, and retirees.
In Ontario, Hospitality businesses work in a fast-paced environment where mishaps can arise at any time. This insurance is customised to protect hotels, restaurants, cafes, bars and resorts from financial loss and liability. Best Buy Insurance offer reliable hospitality insurance that helps safeguard your property, employees, and guests. Get a Quote Today! Secure your hospitality business with trusted coverage.
General Liability Insurance – Covers guest injuries and third-party property damage at your hospitality business.
Commercial Property Insurance – Provides protection for buildings, equipment, furnishings, and inventory.
Business Interruption Coverage – Offers financial support during temporary closures or operational disruptions.
Liquor Liability Insurance – Protection against alcohol-related claims, incidents, and legal risks.
Custom Policy Options – Customized insurance solutions tailored for hospitality businesses across Ontario.
Every business has individuals who are difficult to change, including the skills, leadership, and affiliations of a person. Sudden loss of a key employee due to death or disability can create stress and other operational uncertainties. Personal insurance protects your business and your finances by providing financial support so that you can do your business without any disruption. Best Buy Insurance work closely with business owners in Ontario to customise key person Insurance that helps long-term stability.
Key Person Life Insurance – Provides financial support if a crucial employee or business leader passes away.
Key Person Disability Insurance – Offers financial protection if a key individual becomes unable to work due to illness or injury.
Business Continuity Support – Helps maintain business operations during leadership or critical talent transitions.
Revenue & Expense Protection – Helps manage lost income, outstanding debts, and ongoing operational expenses.
Customized Coverage Options – Policies tailored to match the structure, size, and needs of your business.
Having a mobile vendor business in Ontario means working with changing locations, events and public spaces, you need to protect your risk. From food trucks and pop-up shops to market stalls and event vendors, mobile vendor insurance protects your business against liability claims, property damage and unexpected disruptions. Best Buy Insurance helps mobile vendors in Ontario with solutions designed to move with your business. Insurance protects your equipment, products and income, allowing you to operate with confidence wherever your business takes you.
General Liability Insurance – Coverage for customer injuries and third-party property damage.
Commercial Property Coverage – Insurance protection for equipment, tools, and inventory, whether on-site or in transit.
Product Liability Insurance – Helps cover claims related to products sold, including food and beverages.
Equipment Breakdown Coverage – Provides financial support if essential equipment fails unexpectedly.
Business Interruption Insurance – Offers income support during temporary shutdowns or operational disruptions.
Non-profit organisations across Ontario work repeatedly to help communities, create social impact, and better lives. During their mission is focused non-profits still face operational risks such as liability claims, property damage, and governance challenges. This insurance supports organisations, volunteers, and leadership so they can continue their work with confidence and stability. Best Buy Insurance understand the unique structure and responsibilities of non-profit organisations in Ontario. We provide customised practical.
General Liability Insurance – Coverage for injuries or property damage involving members of the public.
Directors & Officers (D&O) Liability Insurance – Provides protection for board members and organizational leadership.
Property Insurance – Coverage for buildings, equipment, and organizational assets.
Professional Liability Insurance – Protection against claims related to services or professional advice provided.
Cyber & Data Liability Coverage – Financial protection against data breaches and cyber-related incidents.
An office is important than just a workspace—it’s where we make decisions, clients are served, and businesses grow. For office-based businesses in Ontario, unpredictable events such as property damage, client injuries, or operational chaos can quickly impact productivity and finances. Office insurance helps protect your business environment, assets, and daily operations so you can focus on running your company without any concerns. Best Buy Insurance help Ontario businesses secure solutions that reflect the real risks of modern office environments, whether you operate from a commercial space or a home office.
Commercial Property Insurance – Covers physical damage to office premises, furniture, and equipment caused by fire, theft, or other insured events.
Business Contents Coverage – Protects office items such as computers, servers, documents, and essential office tools.
Commercial General Liability Insurance – Assists with claims involving injury or property damage occurring at your office.
Professional Liability Insurance – Covers claims related to errors, omissions, or negligence arising from professional services or advice.
Business Interruption Coverage – Helps replace lost income and manage fixed expenses if office operations are temporarily halted.
Cyber Liability Insurance – Protects against financial risks associated with data breaches, cyberattacks, or digital security incidents.
Crime & Employee Dishonesty Coverage – Protects your business from losses caused by internal theft, fraud, or financial misconduct.
The number of pet owners and caregivers in Ontario is constantly growing. Pet owners prefer to hire professionals for grooming, training, walking, boarding and daycare. Working with animals comes with rewards as well as risks. Pet services insurance helps protect your pets, clients and property and assists you in the event of unexpected events. It allows you to do your job without any worries. Best Buy Insurance works with pet service professionals across Ontario who reflect the real-world risks of animal care businesses.
Commercial General Liability Insurance – Protection against client injuries, third-party property damage, or other incidents at your business.
Professional Liability (E&O) Insurance – Covers service errors, handling mistakes, or allegations of negligence in training, grooming, or care.
Animal Bailee Coverage – Financial protection if a pet is injured, lost, or becomes ill while under your supervision.
Commercial Property Insurance – Covers damage to grooming salons, boarding facilities, equipment, and supplies caused by fire, theft, or vandalism.
Product Liability Insurance – Coverage for businesses selling pet-related products such as treats, grooming items, or accessories.
Cyber Liability Insurance – Protection against data breaches or cyber incidents involving client information, bookings, or payment systems.
Ontario photography professionals invest heavily in their equipment, time and client relationships, and face financial and legal risks. From equipment breakdowns to client disputes and injuries on site, unforeseen events can disrupt a photographer’s work. Photography services insurance helps protect against exposure while supporting long-term business stability. Best Buy Insurance Brokers provide photography insurance solutions across Ontario designed to safeguard your equipment, professional services, and liability risks with practical, customised coverage.
General Liability Insurance – Protection against third-party injuries or property damage during photo shoots.
Professional Liability (E&O) Insurance – Coverage for claims related to missed shots, lost files, or service disputes.
Equipment Insurance – Covers loss, theft, or accidental damage to cameras, lenses, and accessories.
Commercial Property Coverage – Protection for studio spaces, editing equipment, and business assets.
Cyber Liability Insurance – Coverage for data breaches, lost digital files, and client information exposure.
Customised Photography Policies – Tailored solutions for freelance photographers, studios, or specialized niches such as weddings or drone shoots.
Environmental pollution can pose environmental risks and result in costly cleanup, legal action and regulatory fines. Businesses in Ontario face increasing exposure to pollution-related incidents, waste management, fuel storage, or accidental pollution. Pollution environmental liability insurance helps protect businesses from the financial impact of environmental damage and compliance obligations. Best Buy Insurance offers pollution environmental liability insurance in Ontario that offers to protecting your business from cleanup costs, third-party claims, and environmental liabilities.
Environmental Liability Coverage – Support against claims arising from pollution or contamination events.
Cleanup & Remediation Costs – Covers expenses for environmental cleanup, restoration, and mitigation efforts.
Third-Party Bodily Injury & Property Damage – Protection against claims caused by pollution-related harm to others.
Transportation & Storage Pollution Coverage – Insurance for environmental risks during the transport or storage of materials.
Regulatory & Legal Defence Coverage – Support for legal expenses and regulatory compliance matters related to environmental risks.
Customised Environmental Policies – Coverage tailored to your industry, operations, and specific environmental risk profile.
In any business, Owners are responsible for the safety of the products and services. Businesses sell, especially in food services, beauty products, retail or manufacturing. So if a customer gets sick or has an allergy to one of your products, the resulting claim can be financially devastating. Best Buy Insurance Brokers Inc. provides you with Protection during difficult times that can help your business, both financially and emotionally, so you can operate your business with peace of mind and sell your products safely.
Coverage for Bodily Injury Claims – Provides protection if a customer is injured or becomes ill due to your product.
Allergic Reaction & Contamination Coverage – Protection against claims related to food allergies, reactions, or contamination.
Legal Defense Costs – Covers legal fees, settlements, and court judgments related to product liability claims.
Retail & Vendor Compliance – Helps meet insurance requirements for events, markets, retailers, and distributors.
Reputation & Financial Protection – Supports your business against significant financial losses and potential brand damage.
Every business owner in Ontario who runs a boutique, grocery store, convenience store or online store faces challenges every day. Customer injuries, product claims, theft, and cyber threats can all cause costly disruptions.Purchasing the best insurance is essential to protect your business from costly losses. Best Buy Insurance Brokers provides a customized solution that protects your store, Inventory, revenue, professional reputation and income.
Commercial General Liability – Provides protection against customer injuries and third-party property damage.
Product Liability Insurance – Coverage if products sold cause injury, illness, or property damage.
As a food street vendor of a food truck, cart, pop-up stall, or mobile catering business in Ontario- You face risks related to such things as customer injuries, food-related illnesses, equipment damage, and vehicle accidents. To save your business from expensive claims, Best Buy Insurance Brokers offers customized, essential coverage. With the Food vendor insurance in Ontario, you can work with a free mind and focus on serving customers and growing your business. We provide customized insurance solutions to protect your business, reputation and income.
Commercial General Liability – Protects your business against customer injuries and third-party property damage.
Product Liability Insurance – Coverage for foodborne illnesses, allergic reactions, and food-related injury claims.
Commercial Property Insurance – Protection for food truck equipment, cooking tools, generators, and supplies.
Commercial Auto Insurance – Coverage for food trucks and mobile units against accidents and liability claims.
Equipment Breakdown Insurance – Coverage for mechanical or electrical failure of essential food service equipment.
If your business runs in Ontario and needs to meet licensing, contractual or regulatory obligations, surety bonds play a vital role in building trust and credibility. Best Buy Insurance Brokers Inc. provides reliable bonding solutions that help guarantee your commitments are met. This surety bond insurance in Ontario offers clients, government agencies, and partners confidence by allowing you to operate, bid, and grow your business with peace of mind.
License & Permit Bonds – Coverage required to meet municipal, provincial, and regulatory licensing requirements.
Contract Surety Bonds – Protection for project owners, ensuring contractual obligations are fulfilled.
Commercial & Service Bonds – Coverage that builds trust for service-based businesses and contractors.
Performance Bonds – Guarantees project completion according to contract terms and conditions.
Payment Bonds – Ensures subcontractors and suppliers are paid on time.
Whether you are a business owner, electrician, plumber, or construction company, Best Buy Insurance Brokers Inc. offers customized coverage to protect your business from accidents, property damage, and employee injuries. This Insurance is essential for both independent contractors and growing construction firms, allowing them to cover liability and claims. Focus on getting the job done efficiently.
Commercial General Liability – Trades & contractors insurance protection against third-party injuries and property damage on job sites.
Tools & Equipment Insurance – Coverage for tools and machinery against theft, loss, or accidental damage.
Builder’s Risk Insurance – Protection for buildings and structures while under construction or renovation.
Professional Liability (E&O) – Coverage for errors, omissions, or negligence in professional services.
Workers' Compensation (WSIB) – Coverage for employee injuries and workplace accidents.
Life is unpredictable, and mishaps always happen in anyone and anyplace and a serious accident can lead to lawsuits beyond the limits of your home, auto, or business insurance. Most accidents, damage to your property, or defamation claims can quickly put your savings and assets at risk. Best Buy Insurance provides an extra layer of coverage designed to protect your financial future when standard policies aren’t enough. Best Buy in Ontario offers increased liability coverage for individuals, families, homeowners, and business owners. It helps protect your assets, income, and peace of mind when your current insurance limits run out.
Excess Liability Coverage – Provides additional protection once home, auto, or business policy limits are reached.
Bodily Injury Liability – Coverage for serious injuries caused by accidents involving your property or vehicles.
Property Damage Liability – Protection against costly damage to another person’s property.
Personal Liability Protection – Coverage for libel, slander, defamation, and invasion of privacy claims.
Legal Defense Costs – Support for legal fees, court costs, and settlement expenses.
Owners of vacant or unoccupied properties in Ontario face considerable risk. Whether the property is for sale or renovation, between tenants or needs to be replaced, standard home or commercial insurance may not provide adequate protection, so it is best to purchase Best Buy Insurance Brokers Inc. to protect your investment in times of need. This vacant property insurance helps safeguard residential and commercial properties against damage, liability claims, unwanted losses- providing property owners peace of mind while their building remains unoccupied.
Property Damage Coverage – Protection against fire, water damage, vandalism, theft, and severe weather events.
Vacant Property Liability – Provides coverage if someone is injured on your unoccupied property.
Residential & Commercial Coverage – Protection for homes, rental properties, and vacant commercial buildings.
Renovation & Transition Coverage – Suitable for properties under renovation, for sale, or between tenants.
Customized Policy Options – Coverage customized to vacancy duration, property type, and overall risk level.
Get locally tailored commercial insurance solutions designed to protect your assets, employees, and operations—supported by licensed Ontario insurance professionals.
Product liability insurance helps protect your business if a customer experiences an injury, allergic reaction, or property damage caused by products you manufacture, sell, or distribute, including handmade or self-care items.
Commercial property insurance covers physical assets such as buildings, equipment, inventory, and furnishings against losses caused by fire, theft, vandalism, and certain weather-related events.
Health and wellness insurance is ideal for businesses like gyms, yoga studios, personal trainers, massage therapists, and wellness clinics that face liability risks and property exposure.
There are several types of commercial insurance, including general liability, property insurance, workers’ compensation, professional liability, and bundled business packages. Coverage options vary based on your industry and business size.
Yes, commercial insurance policies can be tailored to your business needs. Coverage limits, deductibles, and add-ons can be adjusted to match your risks, operations, and budget.
Testimonials
What Our Clients are Saying
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Alina ParkerCEO, Global Tech
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adipisci velit, sed quia non numquam eius modi tempora incidunt
labore dolore magnam aliquam.
Kevin AndrewCompany Manager
Repudiandae sint et molestiae non recusandae Itaque earum
rerum hic tenetur a sapiente delectus, ut aut reiciendis volupta
maiores alias consequatur aut perferendis.
Alina ParkerCEO, Global Tech
Quisquam est, qui dolorem ipsum quia dolor sit amet, consecte
adipisci velit, sed quia non numquam eius modi tempora incidunt
labore dolore magnam aliquam.
Kevin AndrewCompany Manager
Repudiandae sint et molestiae non recusandae Itaque earum
rerum hic tenetur a sapiente delectus, ut aut reiciendis volupta
maiores alias consequatur aut perferendis.
Alina ParkerCEO, Global Tech
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adipisci velit, sed quia non numquam eius modi tempora incidunt
labore dolore magnam aliquam.
Kevin AndrewCompany Manager
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Serving Ontario businesses with reliable commercial insurance solutions since 1946. Best Buy Insurance combines local insight, personalized coverage, and dedicated support to help your business stay protected at every stage.
